This Olympus takes 14-megapixel shots, has a 5-times zoom, and boasts a 2.7-inch LCD screen. Those would be decent stats even if it wasn’t shock-, cold- and waterproof. (It’s submersible down to 33 feet.)
So if you drop the camera onto a concrete ledge seven feet below you and then watch it improbably bounce off into a cold glass of ice water, you needn’t worry about anything but your clumsiness.
Next: The waterproof video camera