Adults don’t all age in the same way or at the same time, so having honest and open conversations with the seniors in your life can assist with determining the type of care they need. Two of the most common options are assisted living and private in-home care.
Some of the most critical things you’ll need to think about are the level of daily care that’s needed and the cost involved. Do some research and think about these things seriously. Sit down with your senior and have a conversation about the living situation they currently have. Talk about their routines as well as their expectations for a caregiver.
In-Home Care
One of the first things to consider when it comes to any kind of care is the cost. You can get an estimate for the state your senior is in with a simple online search. For example, if you live in Louisiana, search for Louisiana home care costs. Remember that if there is any insurance, it may cover some of these costs.
Some of the advantages of in-home care include that the senior will receive one on one, private care with a professional that’s based on their needs. They’ll be able to stay in a family member’s home or their own. The family can hire a caregiver they connect with. Your senior will also be able to build a relationship and get to know a specific caregiver. If they don’t require care around the clock, the cost will be lower.
Assisted Living
It’s important to remember that assisted living facilities don’t specialize in care that’s one on one. Most of them tend to offer a variety of care types in order to serve people who have various lifestyles. The monthly fee for an assisted living facility generally covers things like transportation to various events, scheduled activities, housing, and housekeeping needs.
Some of the benefits of assisted living are your family member having access to companionship and care around the clock. When care is given by a facility, you’ll be able to focus solely on spending more quality time with your senior. That senior will have access to things like new friendships, adventures outside of the facility, and activities. If there is a medical emergency, there will be trained staff right there to help.
Cost
Obviously, the cost of each of these options will play a significant role in your decision. Pricing for both assisted living and in-home care varies by city and state, as well as exactly what level of care is necessary. On average, the overall price of caring for your family member at home is comparable to assisted living. It’s also wise to check out what Medicaid or Medicare will pay for.
The best method of calculating your specific costs for care is to do your due diligence. Research the assisted living and caregiver options in your area. Call around and ask for detailed prices. The average cost for both care options likely won’t cover all of the expenses your senior will have, such as meals and groceries, personal care items, household supplies, and medical expenses such as prescriptions or durable medical equipment.
In conclusion, if you’re facing this decision, first talk to your senior and see what they feel comfortable with. Talk with your living partners to see if in-home care is a viable option. Do your research to find out what you can afford, and if you do go with assisted living, check out their record with patients and safety.
